Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Let's face it... the days of soaking up the sun for that "healthy tan" are clearly over. Fears of skin cancer – namely melanoma – have overridden most peoples' desire for sun-kissed skin. But in the summer, when outdoor adventures like hiking, biking, and water sports beckon, many tend to spend a lot of time in the sun doing what they love.
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No matter what part of the country you live in, summertime is when service industry businesses are in full swing. The nice weather brings people out, it's when many try to tackle home improvement projects, kids are out of school, and families tend to travel more it's an action-packed time of year.
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While a Tesla might seem out of reach for many of us, the electric vehicle (EV) market has evolved quite a bit since Elon Musk launched that iconic brand in 2003. In fact, the company actually helped to revolutionize the EV industry, first and foremost by making the vehicles more accepted by the masses. Musk also showed the public that EVs are not just slow-moving clunky cars, but that they can be sporty, stylish, and fast.
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Personal Umbrella Policies are liability insurance policies with very high limits of protection, typically starting at $1,000,000. They are designed to add a layer of protection above other kinds of personal liability coverage such as the liability protection found in a personal auto, homeowner or boat insurance policy. These kinds of policies are meant to protect you should you be deemed legally responsible for injury to persons or property. Personal injury can include non-physical injury like libel or slander.
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The U.S. Department of Energy (DOE) says that by following certain guidelines, an average driver can improve their fuel economy by around 10 percent. That might not seem like a big difference, but over time – and as road-trip season approaches – it can have a big effect on your wallet.
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