Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
Things change around the house during the holidays. One family member is perched on a sky-high ladder hanging up festive lights on your home's exterior. Another is slaving over a hot stove for hours on end. Youngsters are playing on all sorts of unfamiliar, newfangled toys. And there's often a huge, flammable tree in the living room. Needless to say, the opportunities for accidents are many during this time of year. While we hope to let a sense of joy and gratitude reign over this month in Ohio, it's also prudent to be cautious and take a few steps to protect yourself, your loved ones, and your property during this vulnerable time.
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Railroad crossing collisions and casualties are more common than you might think. Last year, the Federal Railroad Administration reported 1,967 collisions at train crossings, 949 injuries, and 273 deaths.
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Nobody in the Ohio wants poor old Santa to emerge from the chimney looking like a scary, sooty monster. Now that the weather is truly chilly and the generous man from the North Pole is on his way, it's time to think about your chimney and/or make sure your wood stove is in fine working order. Hiring professionals to do this for you is certainly one option, but during a time of year when your pocketbook is already likely to be a bit on the depleted side, you may be motivated to do it yourself. Here are some tips for safe and effective DIY assessment and cleaning of chimneys and wood stoves:
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Social media has many faces. A few social media sites, like Friendster, have been relatively short-lived, while others, like those listed below, appear to be here to stay.
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Asbestos is a hidden health hazard that can lurk right in the place where you should feel the safest: home. While those who work in the construction industry are considered the most vulnerable to asbestos exposure, especially repeated exposure, it's important to keep in mind that even very limited exposure-such as what you might experience during a simple renovation project-can have long-term negative effects. Make it a priority to prevent you and your family members from coming into contact with this dangerous material.
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